insuring clause

Definition
  1. Noun:
    • Insurance provision: An "insuring clause" is a specific section within an insurance policy that formally states the coverage provided, detailing the risks, events, or losses that the insurer agrees to cover, as well as the conditions and scope of that coverage.
Usage Examples
  • (The clause specifies what is covered.)
  • (The clause defines the insurer's obligations.)
  • (The clause limits coverage.)
Advanced Usage

  • "Insuring clause vs. exclusions": The insuring clause defines what is covered, while exclusions list what is not covered. Together, they form the core of an insurance policy's scope.

    • The insuring clause states that theft is covered, but the exclusions clarify that theft by employees is not. (The clause and exclusions work in tandem.)

  • "Broad vs. narrow insuring clause": A broad insuring clause covers many risks generally, while a narrow one specifies only particular events.

    • A homeowner's policy often has a broad insuring clause covering fire, theft, and weather damage. (The clause is comprehensive.)
Variants and Related Words

  • Insuring (adj): relating to the act of providing insurance.

    • The insuring company must honor the contract. (The company providing insurance.)

  • Clause (n): a distinct section or paragraph in a legal document.

    • Each clause in the policy must be reviewed carefully. (A specific part of the contract.)

  • Insurance policy (n): the full document containing the insuring clause and other terms.

    • The insurance policy includes the insuring clause, exclusions, and conditions. (The complete agreement.)
Synonyms
  • Coverage clause: a clause that specifies what is covered.
  • Insuring agreement: another term for the insuring clause, especially in formal legal contexts.
  • Coverage provision: a provision that defines the extent of insurance protection.
Related Idioms

  • "Read the fine print": to carefully examine the details of a contract, including the insuring clause.

    • Always read the fine print of the insuring clause to avoid surprises. (Pay attention to specific terms.)

  • "In black and white": something written clearly, like the insuring clause in a policy.

    • The coverage is in black and white in the insuring clause. (It is explicitly stated.)